How to save money when yhou are broke

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For a family in a tight budget is hard to save money when you don’t have an extra income, right? That is how I thought too, until I got more conscious about our expenses and start budgeting, we not close to be debt free, but we start our path to it.
I want to show you in this post a tool that has worked for us, Digit is a program that saves money for you based on your expenses, without overdrafting your bank account.
Thanks to an algorithm, small amounts from you account are transferred to your Digit account and then,voila! you have savings!

The good thing is that Digit sends you text messages letting you know what your balance is , and in case you want to know more about your account, just via text message you can check what do you need to know. And the best part? It’s free! In case you need or want to withdraw some or all the money saved, with a text message or online you can do it, fast and easy.

This is a great start for saving money, if  you -like us- are a one income family and want to start somewhere. I will bringing you more posts about budgeting and saving money so let me hear your ideas, together we can learn from each other experiences.
Start your Digit account here.

Spring is here!

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Finally! Spring is here and there is no better way to celebrate it than going outdoors!

Even in the backyard, you can have fun with the kids or in an adult parties, is time to heat up that grill up and start making cocktails while the kiddos play games.

I have a list of things I want to do, starting by a movie night in a starry night.
Grill some burgers, hot dogs and bring out the popcorn will be my ideal scenario.

Check this projector, not only is not expensive, but works great and can be used with HDMI, USB 2.0, SD card and VGA.

I have an old projector screen that is still rocking but you can do your own, they are a lot of tutorials online, but you can adjust to wherever is better for your budget.

What is the thing are you more excited to do this spring? Let me know in the comments. 🙂

Carrot & chia cake.

carrot cake

I started baking maybe 2 years ago, I took a class to make sure I knew the basics (and don’t blow the kitchen up). After that,  I bake a little bit here and there, and I make a lot, one of my favorites of all times: Carrot cake.
Although I must say, for me is easier to bake in this individual silicon molds/liners, because make it easier to serve, clean the liners (silicon rocks!), and I can have a better control of portions.
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Ingredients:

  • 4 eggs.
  • 1 1/2 cup sugar.
  • 1 tsp vanilla extract (optional).
  • 1 1/2 cup all purpose flour.
  • 1 cup vegetable oil.
  • A pinch of salt.
  • 2 tsp baking powder.
  • 2 tsp ground cinnamon (optional).
  • 2 cups grated carrot.
  • 2 tbsp Chia seeds (optional)

 

Directions:

  1. Preheat oven at 350° F
  2. Whisk the eggs in a bowl until they look fluffy.
  3. Add sugar and flour, alternating with the oil, keep whipping. If you want you can pre-sift the flour with the baking powder, in this case I didn’t do it so that is why you can see ´holes´ in the cake. You don’t actually have to sift it the ¨traditional¨ way but you can aerated the flour just using a whisk or a wooden spoon.
  4. Add the grated carrot,then the chia seeds (also the vanilla and cinnamon if you are using them), all of these, without stopping whipping the mix.
  5. Pour the mixture in the molds and bake for 30 minutes at 350°F.

The good thing about this recipe is that you can add other ingredients (like nuts) and have from one batch, different flavors.

Mine are not perfect, but practice makes perfect, or like we say it in spanish:  ¨La práctica hace al maestro¨. 😉
What are your secret to bake great things?.

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